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Contractors

Fast - Easy Equipment Financing Solutions 

  • LOW RATES / FLEXIBLE TERMS

  • UP TO 72 MONTH TERMS

  • NO AGE RESTRICTIONS ON USED EQUIPMENT

  • 100 % FINANCING

  • NEW OR USED OK 

  • PRIVATE PARTY SALES OK 

  • SEASONAL PAYMENT PLANS

  • START UP PROGRAMS AVAILABLE! 

  • A - D CREDIT PROGRAMS

According to the SBA, approximately 80% of all US companies are currently leasing equipment for use in their business. For over 30 years, Willamette Financial  has been providing  Equipment financing solutions for companies of all sizes

 We finance all types of equipment – new and used – nationwide.

 

  1. Preservation of Working Capital:

    • By opting for equipment financing, you can preserve your working capital. Instead of tying up a large sum of money upfront to purchase equipment, you can spread the cost over time, allowing you to maintain liquidity for other essential aspects of your business, such as operations, marketing, and emergencies.

  2. Conservation of Credit Lines:

    • Equipment financing is a form of off-balance-sheet financing. This means it typically doesn't impact your credit lines or borrowing capacity with banks. Preserving your credit lines can be crucial for handling day-to-day expenses, unexpected challenges, or seizing new opportunities.

  3. Tax Benefits:

    • In many cases, the interest paid on equipment financing loans is tax-deductible. Additionally, you may be eligible for depreciation and other tax incentives, which can result in significant savings for your business. It's advisable to consult with a tax professional to understand the specific implications for your situation.

  4. Predictable Cash Flow:

    • Equipment financing usually comes with fixed interest rates and predictable monthly payments. This makes it easier for you to budget and manage your cash flow since you know exactly how much you need to allocate for equipment expenses each month.

  5. Access to Advanced Technology:

    • Technology is constantly evolving, and staying competitive often requires the latest equipment. Equipment financing allows you to acquire state-of-the-art machinery or technology without a large upfront investment, helping you stay current and efficient in your industry.

  6. Flexibility in Terms:

    • Equipment financing offers flexibility in terms of repayment options. You can choose the loan duration and payment structure that best suits your cash flow and business model. This customization can make it easier to align your financial obligations with the revenue generated by the equipment.

  7. Risk Management:

    • Financing can help mitigate the risk associated with equipment ownership. Some financing options offer maintenance and service packages, ensuring that the equipment remains in good working condition throughout the financing period.

  8. Faster Acquisition:

    • Traditional purchasing processes can be time-consuming, involving negotiations, budget approvals, and other administrative tasks. Equipment financing can streamline the acquisition process, allowing you to acquire the equipment you need quickly to capitalize on business opportunities.

What are the benefits of Equipment Financing ? 

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